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Insurance


Accepted Insurances

Nambi Endocrine Associates attempts to contract with all major insurance companies in our service area. In order to accommodate the needs and requests of our patient. We have enrolled in numerous managed care programs and continue to accept or participate in other insurance plans.


While we are pleased to be able to provide this service to you, it is very difficult for us to be aware of all the individual requirements of each plan. Each has different stipulations regarding how often services may be rendered and even more importantly, where those services may be performed. Even within the same insurance company, the plans differ depending upon the type of contract your employer has negotiated. It is always better to verify insurance participation with your insurance company based on your plan.


A list of participating Insurances for each physician

SRIDHAR NAMBI M.D.


  • AETNA
  • AMERI HEALTH
  • BCBS PPO
  • CIGNA
  • FIRST HEALTH
  • GHI (Qualcare network only)
  • HORIZON BCBS PPO
  • HORIZON MERCY
  • HORIZON NJ HEALTH
  • NJ MEDICARE
  • QUAL CARE PREFERRED PRO
  • QUALCARE INC
  • QUALCARE
  • RAIL ROAD MEDICARE
  • SAINT BARNABAS SYSTEM HEALTH PLAN
  • TRICARE

  • PARINI PATEL, M.D.


    • NJ Medicare

    • CHIRAG BORADIA D.O.


      • AETNA
      • AMERIHEALTH
      • BLUE CROSS BLUE SHIELD OF NEW JERSEY
      • CIGNA
      • GHI (QUALCARE network only)
      • HEALTH NET
      • HORIZON BLUE CROSS BLUE SHIELD OF NJ
      • OXFORD FREEDOM PLAN
      • OXFORD HEALTH PLAN
      • OXFORD MEDICARE
      • QUALCARE INC
      • RAIL ROAD MEDICARE
      • SAINT BARNABAS SYSTEM HEALTH PLAN
      • TRICARE
      • UNITED HEALTH CARE
      • UNITED HEALTHCARE PPO
      • UNITED HEALTHCARE SERVICES INC.
      • US FAMILY HEALTH

      • Co-pay and insurance responsibility


        Payment and insurance co-pay are due at the time of service. This applies to both new patient visits and follow up visits. If your insurance requires a co-payment, it is due at the time of service. Co-payment is a requirement of our participation with your insurance company and will not be billed.


        For your convenience we accept cash, credit cards and personal checks.


        Please note that there will be a $40.00 fee on returned checks.



        Referrals:

        • If your insurance plan requires authorization (referral) from your primary care physician, it is your responsibility to present it to our staff upon arrival. It is also your responsibility to be aware of the number of visits you have.

        • If you do not have the appropriate authorization, we will be happy to reschedule your appointment or you may see the doctor and pay for the day’s visit.

        • If you are seen and we later find that you did not bring a referral or that your referral is not valid, you will be billed for that visit.

        Financial Policy:


        It is your responsibility to know of any special requirements or limitations in your contract or in your coverage with your health insurance carrier. Please verify your coverage for any services ordered by us, including but not limited to, lab work or hospitalization, radiology, pathology, or any medical supplies or services. If we order services and subsequently it is found to be not covered, either in the office or in any other facility, payments for those charges are your responsibility. With your cooperation and help, you should be able to receive all the benefits offered to you and we will be able to concentrate on caring for your medical needs.


        We emphasize as health care professionals, our relationship is with you, not your insurance company. While filing of insurance claims is a courtesy that we extend to our patients, all charges are your responsibility from the date the services are rendered. We realize that temporary financial problems do arise and we encourage you to contact us promptly for assistance in managing your account.


        If you have any questions about the above information or any uncertainty regarding insurance coverage, please do not hesitate to ask us. We are here to help you.